Adulting is Easy

Debt-to-Income Ratio: definition, application, and case study.

This post contains the categories and weights that make up your FICO score, the credit score ranges considered, and ways to improve.

This post includes details about Americans' most common debts and a rule of thumb for how to know if you have too much debt.

This blog discusses lifestyle creep and how to avoid it.

We explore the dark side of 0% interest offers on cars, electronics, furniture, and more.

What kind of payment do you want? Is it a pick-your-poison situation or is there a right answer?

Sub-prime loans, asset-backed securities, potential crisis, and what it means for you and your auto loan.